Stripe launched Link, a digital wallet with native AI agent payment rails using one-time-use cards and Shared Payment Tokens.
Stripe announced Link at its annual conference — a consumer-facing digital wallet available on web, iOS, and Android that supports cards, banks, crypto, and BNPL. The standout feature is native AI agent support: agents can be granted programmatic access via one-time-use virtual cards or Shared Payment Tokens (SPTs), avoiding exposure of raw payment credentials. Developers building AI agents or personal assistants can use Link's wallet infrastructure instead of building their own. The wallet also includes spend tracking, subscription management, and 90-day purchase protection.
Stripe's SPT and one-time-use card APIs are the first production-ready, credential-safe payment primitive for agentic workflows. This eliminates the hardest part of building a spending agent: handling PCI-compliant payment authorization without exposing raw card data. Developers can now scope financial permissions per-agent, per-task, or per-session — a capability that previously required custom vault infrastructure or risky API key delegation.
Integrate Stripe Link's SPT API into your existing AI agent this week — if your agent currently prompts users to manually enter card details, replace that flow with a Link token request and measure the drop in user drop-off at checkout.
Go to docs.stripe.com and search 'Link' or 'Shared Payment Token' in the API reference
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